Straight from the lender

Your capital. Nobody in between.

Aloha Funding is a direct lender for established U.S. businesses. We review your file, make the call, and fund it ourselves, so nothing gets lost between the answer and the money.

No cost and no obligation to apply.

Why direct

Direct beats the long way around.

With Aloha Funding

  • ✓One team reviews, decides, and funds your file
  • ✓Answers come from the lender holding the capital
  • ✓Pricing comes straight from the source

The usual way

  • ×Your file is passed from desk to desk before anyone can decide
  • ×Answers wait on a sign-off from somewhere further up the chain
  • ×A middle layer that adds its own steps and its own costs

Solutions

Three products. One lender.

Pick the shape of capital that matches how your business earns, and deal with the same team from the first question to the funded account.

How it works

Three moves from application to funding.

No handoffs, no hold music, and no mystery about who has your file.

Apply in one pass

Share the basics about the business and a few recent bank statements in a single application.

We underwrite in-house

Our own team reviews how the business earns and builds an offer around the real numbers.

Accept and get funded

Sign the terms that work for you, and we send the capital from our own balance sheet.

Questions

Straight answers

Is Aloha Funding a direct lender?

Yes. We underwrite and fund with our own capital, so your file stays with the team that makes the decision.

Who do you lend to?

Established, revenue-generating U.S. businesses. Every product we offer is for business and commercial purposes only.

How much can my business apply for?

Working capital runs from $10K to $500K, lines of credit go up to $500K, and term loans range from $25K to $500K, sized to your actual numbers.

Is my information secure?

Yes. We use reasonable administrative, technical, and physical safeguards to protect your information, and we never sell your personal data. See our Privacy Policy for details.

Three products. One lender.

Every dollar we offer is ours to lend, and every answer is ours to give.

Ready to deal direct?

Tell us what the business needs, and the team that decides will walk you through what fits.

Apply direct →